Quick Auto Insurance Quote

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Our premium estimator only provides cost estimates; The final amount may be different after purchase based on the details you provide.

Quick Auto Insurance Quote

Quick Auto Insurance Quote

We offer additional benefit options to keep you safer. For an additional premium, we cover:

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You know? Besides keeping you and your vehicle safe, there’s so much more you can enjoy when you choose us!

Get 10% discount when you renew your insurance online. Tired of going to the counter? You can now buy your insurance through our website or mobile app!

Our trusted online payment partner, iPay88, is regulated by Bank Negara Malaysia and complies with the highest international security standards (PCI DSS 1) as well as the Financial Services Act 2013.

In the event of theft or total loss of your car, our Credit Deficit Insurance pays the bank the loan balance amount, after deducting the insured sum or the market value amount (whichever is greater) of your car. This product can be renewed annually if your car is still leased and insured under our comprehensive policy.

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Promilej offers all the benefits of our full plan for less. Based on the distance you plan to drive, Promilej offers savings to protect you and your wallet.

You will save between 10% and 40% on your base premium (including the premium for the optional benefits listed above, if applicable) depending on the PrOmilej Plan you choose.

You can buy Promilej using our mobile application (), visiting our website or calling our call center.

Quick Auto Insurance Quote

Yes, however you should consider whether it is efficient for you based on your insurance’s short-term cancellation rates.

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No. You must submit a photo of your odometer reading via our mobile app or online before purchasing Promilej. Without this, we have the right to cancel your policy.

If you exceed the indicated distance, don’t worry. You are given another 500km before your policy expires.

If you have exceeded the required distance by an additional 500km, your vehicle will no longer be covered for loss, damage or other optional benefits. However, third party coverage remains unaffected.

You must top up your plan before exceeding the limit. This way you and your vehicle are fully protected on the road.

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You can buy a top-up the same way you buy a policy: online, through our app or simply by calling us. This is the difference in cost between your current policy and the new one.

For example, if your current plan costs you RM500 and your next plan is RM800, you will only be charged RM300.

You are provided with an additional 500km if you exceed the allocated mileage before the end of the policy period.

Quick Auto Insurance Quote

If you have exceeded your allotted mileage and your Grace Mileage and have not topped up, you will only be covered for personal injury or death to a third party and damage to third party property, but not loss or damage to your vehicle due to accident, fire or theft. (For PrOmilej policy issued after March 19, 2021, the optional services listed in point 1. above will not be covered if they exceed the mileage provided with Grace Mileage).

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Once coverage is activated, you can upgrade to the next available mileage level or Full Mileage Coverage by paying an additional premium. A maximum of 2 Top-ups are allowed. If you make a second top-up, you can only top-up up to Full Mileage Coverage.

No, you cannot change your plan. You will not receive a refund or can transfer unused miles to the new plan.

Do I still get the 10% commission discount if I use the website or app to purchase the policy?

There will be no device installed in your vehicle to monitor your mileage. You just need to enter your car’s current mileage when buying insurance. We will double check your mileage if you have a complaint. We will also send you regular reminders to check your mileage.

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You can contact our staff at 1-800-88-2121 to resend your odometer photo one day before insurance begins. We will then make the necessary changes.

Yes. A flood cover or windshield can be purchased for a surcharge that matches your allotted mileage.

Please refer to the policy agreement and product information sheet for the full terms and conditions of this policy.

Quick Auto Insurance Quote

Auto Insurance – Promilej   Auto Insurance – Standard   Motorcycle Insurance   Property Insurance   Travel Insurance is America’s best insurance comparison platform. We partner with the top insurance companies in the nation and are licensed agents in all 50 states. However, our content writing assurance experts operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 happy customers, our data methodology, and our editorial standards.

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Tanveen Vohra is the editorial director specializing in property and casualty insurance articles. Through her work, Tanveen helps clients better understand the components of their insurance policies so they can make smarter purchasing decisions. Tanveen’s work has been cited by CNBC, Fox Business, Business Insider, Fortune and Market Watch, among others.

John Leach is an insurance content editor who has worked in print and online. He has years of experience in auto and home insurance and is committed to making this topic easy for everyone to understand. He has a degree in linguistics from UC Santa Barbara.

As a licensed insurance agent with over 20 years of experience, Shawn Powers is the VP of Sales and Operations at. With his experience, Shawn is committed to helping clients make informed and educated decisions about their insurance policies. Previously, Shawn spent 15 years with Answer Financial (an Allstate company) as a vice president of sales and operations.

Auto insurance rates vary, which is why it’s important to compare quotes before purchasing a policy. Your speed is determined by several factors, such as your age, location, driving record, education level, and the type of car you drive. Each insurance company weighs this uniquely, which is why the same policy can be priced differently based on where you get your quote.

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To help you better understand how auto insurance quotes work and how to compare them to find the best policy, we’ve developed a comprehensive guide with average prices from all the major auto insurance companies for every state and different driver groups.

Insurance rates tend to decline with age, with young drivers paying more than older drivers with more experience on the road. Teenage drivers have the most expensive auto insurance premiums of any age group in every state, and drivers under age 25 are typically classified as high-risk drivers. Fortunately, some insurance companies are cheaper for young drivers than others.[1] and gain more experience along the way.

Disclaimer: The data in the table is sourced from real-time quotes from over 50 insurers. Actual quotes may vary based on the single driver profile of the policy taker.

Quick Auto Insurance Quote

Auto insurance experts have shared a wealth of knowledge for drivers of all ages. Check out our guide to car insurance tips, quotes and discounts:

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The state where you live and drive greatly affects your auto insurance rate. This is because variables such as legislation, population density, crime rates and weather conditions affect how likely you are to file a claim.

Your driving history, which includes any previous accidents, speeding tickets and DUIs, gives insurers an indication of your risk and how likely you are to file a claim.

Usually, those with an imperfect driving record are considered risky and pay high auto insurance rates. However, some companies specialize in insuring high-risk drivers and are more likely to provide them at low rates.

Regardless of your driving history, you have resources for drivers with all types of driving records. Check it:

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Drivers caught driving under the influence typically have to pay 30 percent more for their auto insurance policies than drivers with clean driving records.

Those with a DUI may also have difficulty finding an insurance company willing to file a Form SR-22 on their behalf. Check out some of the cheapest SR-22 insurance quotes below:

An accident with no fault on your record can lead to a 20% increase in car insurance rates. However, some companies offer accident forgiveness programs to drivers with a clean record, which ensures your rates will stay the same even after an accident.

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Historically, drivers with a lower credit score are more likely to file insurance claims, posing a greater risk to insurance companies.[2]

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As a result, insurers take your credit history into consideration in most states. Five states — California, Hawaii, Massachusetts, Michigan and Washington — have banned insurers from using your credit to set rates.

Regardless of your credit level, there are always steps you can take to find cheaper auto insurance. Find more resources for finding cheap car insurance here:

The make and model of your vehicle affects your auto insurance

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